Mandla Money

Personal

Send money like you send a message

WhatsApp, SMS, USSD. Any phone. Any network. And a multi-currency wallet that holds digital dollars, rands and digital assets side by side.

Scan to start

QR code to open Mandla Money on WhatsApp

Or WhatsApp +27 60 930 5221 on any phone

What you can do

  • Hold several currencies in one wallet
  • Send money instantly
  • Receive money without a bank account
  • Deposit and withdraw digital dollars
  • Swap between currencies
  • Cash in and cash out
  • Pay airtime and electricity
  • Send across borders

Why people choose Mandla Money

Send & receive

Your phone number is your wallet

Transfer money instantly via WhatsApp, SMS, or USSD - no bank account or app required. Pay any Mandla phone number or Mandla ID with no transfer fee.

Swap & convert

Change currencies in seconds

Convert between supported currencies straight from your wallet. You see the rate and the fee before you confirm.

Cash in, cash out

Move between cash and digital

Top up with cash or collect cash at partner agent locations, then track every transaction in the app.

Pay bills

Airtime, electricity, and more

Pay for everyday essentials directly from your wallet.

Cross-border

As easy as sending a message

Move money across borders as easily as sending a message - at a fraction of the cost. Cash out in 170+ countries.

Save

Hold dollars, rands and digital assets

Keep value in digital currencies backed by USD or Rand - and stop worrying about what your money is worth tomorrow.

Ready to get started?

Your phone number is your wallet. No downloads needed.