Business
Disburse funds to any phone number, anywhere, instantly.
Bulk payouts, payroll, and social transfers - at near-zero cost.
Talk to SalesWho it's for
NGOs
Grants and aid distribution at scale
Employers
Pay workers without bank accounts
Fintech platforms
Integrate disbursements via API
Why businesses choose Mandla Money
Speed & Reach
Send to thousands of recipients in seconds
No banking infrastructure required. If they have a phone number, you can pay them - instantly, across networks and borders.
Cost
Near-zero fees at any scale
Traditional payroll and remittance services charge per transaction and per corridor. Mandla Money costs a fraction of a cent - whether you're paying 10 people or 10,000.
Compliance
Built-in regulatory coverage
Mandla Money is a licensed Financial Services Provider (FSP 55523). Disbursements are handled within a compliant framework, including KYC, reporting, and audit trails.
Inclusion
Reach the unbanked by default
No bank account. No smartphone. No data required. Recipients get paid to their phone number and access funds via WhatsApp, SMS, or USSD.
Bulk payout flow
Upload recipients
Add phone numbers via CSV or connect your system via API.
Fund your Mandla Money account
Fund your account via EFT or stablecoin deposit.
Disburse instantly
Send payouts to any phone number in one click - across networks and borders.
Track and report
Monitor transactions in real time, with delivery confirmations and downloadable PDF reports for each payout.
Developer
Integrate in hours, not months
Simple REST APIs for disbursements, balance checks, and transaction orchestration.
POST /v1/disbursements/bulk
{
"recipients": [
{ "phone": "+27812345678", "amount": 150 },
{ "phone": "+27823456789", "amount": 200 }
],
"currency": "ZAR",
"reference": "payroll_jan_2026"
}
// Response 201 Created
{
"batch_id": "batch_7823",
"status": "processing",
"total_recipients": 2
}Trusted by organisations on the ground
Our partners
Ready to move money at scale?
Get started with a tailored disbursement plan for your organisation.
Talk to Sales