The 2022 edition of the Apex Developer Summit took place in Las Vegas between 6 and 8 September 2022. Hosted by Ripple and the XRPL Foundation, the event is the premier XRPL developer conference bringing together enthusiasts, developers, and innovators.
At the event, Julian Kanjere delivered a talk titled 'Transacting in Low-Tech Environments' and showcased how the Mandla Money SMS Wallet enables financial inclusion by allowing transfer of value in environments without reliable internet and smartphones.
As blockchain-based wallets and payment solutions expand, there is an opportunity to build with low-tech users in mind from the start. According to the World Bank, there are still around 2 billion unbanked adults globally.
Mandla Money combines accessible mobile devices, blockchain rails, and robust SMS infrastructure to deliver a practical solution for emerging markets. By leveraging XRP Ledger, the wallet offers low fees, fast settlement, and access to XRPL-issued digital assets.